FLEXIBLE PAYMENT OPTIONS

Fantastic Jewelry NYC offers flexible payment options so you can shop real 10K and 14K gold jewelry securely through our website.

You can pay with credit card, debit card, PayPal, Shop Pay, or available digital wallets. You may also split your purchase over time with available third-party financing providers such as Shop Pay Installments, Zip, PayTomorrow, Affirm, or another provider shown at checkout.

Financing options are subject to eligibility and approval by the provider.

Important Financing Notice

Financing approval, payment schedules, interest, late fees, and eligibility are controlled by the financing provider. Fantastic Jewelry NYC does not control financing decisions or repayment terms.

If a financed order is approved for a refund, the refund will be processed through the original financing provider. The provider may adjust your balance, cancel future payments, or refund payments already made when applicable.

Financed purchases do not qualify for complimentary prepaid return shipping and may be subject to a restocking fee of up to 10% if returned.

For full return rules, please review our Return, Exchange & Financing Policy.

Layaway Option

Layaway is available separately for customers who want to reserve eligible jewelry with a down payment and pay the remaining balance over time.

Layaway is not the same as third-party financing. Layaway orders are reserved while payments are being made and ship after the full balance is paid.

Lending Disclosure Required by Affirm

Payment options through Affirm are subject to eligibility, may not be available in all states, and are provided by these lending partners: affirm.com/lenders.

CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

OPCIONES DE PAGO FLEXIBLES

Fantastic Jewelry NYC ofrece opciones de pago flexibles para que puedas comprar joyería de oro real 10K y 14K de forma segura a través de nuestra página web.

Puedes pagar con tarjeta de crédito, tarjeta de débito, PayPal, Shop Pay o métodos digitales disponibles. También puedes dividir tu compra en pagos con proveedores de financiamiento disponibles como Shop Pay Installments, Zip, PayTomorrow, Affirm u otro proveedor mostrado en checkout.

Las opciones de financiamiento están sujetas a elegibilidad y aprobación por parte del proveedor.

Aviso Importante Sobre Financiamiento

La aprobación, calendarios de pago, intereses, cargos por atraso y elegibilidad son controlados por el proveedor de financiamiento. Fantastic Jewelry NYC no controla decisiones de crédito ni términos de pago.

Si una orden financiada es aprobada para reembolso, el reembolso será procesado a través del proveedor original de financiamiento. El proveedor puede ajustar tu balance, cancelar pagos futuros o reembolsar pagos ya realizados cuando aplique.

Las compras financiadas no califican para etiqueta de devolución gratis y pueden estar sujetas a un restocking fee de hasta 10% si son devueltas.

Para reglas completas de devolución, revisa nuestra Return, Exchange & Financing Policy.

Opción de Layaway / Apartado

El layaway está disponible por separado para clientes que desean reservar joyería elegible con un pago inicial y pagar el balance poco a poco.

Layaway no es lo mismo que financiamiento de terceros. Las órdenes en layaway se reservan mientras se realizan los pagos y se envían después de pagar el balance completo.