Reserve eligible real gold jewelry with a 10% down payment and pay the remaining balance over time, with up to 6 months to complete your plan. Your selected item is held for you and ships after the balance is paid in full.
How FJNYC Jewelry Layaway Works
- Choose an eligible jewelry item.
- Start your layaway with a 10% down payment.
- Complete your payments within up to 6 months.
- Your item is reserved and removed from available inventory while your plan is active.
- After the balance is paid in full, your order ships via FedEx from New York City.
Layaway Terms to Know
- No interest or hidden fees from Fantastic Jewelry NYC.
- Layaway is separate from third-party financing options.
- Layaway orders ship only after the balance is paid in full.
- Layaway and reserved items do not qualify for complimentary prepaid return shipping.
- Layaway or reserved items may be subject to a restocking fee of up to 10% if canceled or returned.
- Cancellations are reviewed case by case. Because the item is reserved for you, a canceled layaway order may be eligible for store credit or exchange only.
Start a Jewelry Layaway Plan
Want to confirm whether a piece is eligible or need help getting started? Call, text, or WhatsApp our jewelry team at +1 (347) 202-4976.