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10K and 14K tri-color gold XO heart necklace

10K & 14K Tri-Color Gold XO Heart Necklace

Customer reviews · See reviews Since 2012 · Diamond District NYC
$2,318.40

20% OFF · You save $579.60 today

Current promotional price for the selected variant.
Regular $2,898.00
Approx. 13g · 14K Real Gold
$178.33/g for this selected variant
See price & material details
Selected variant details
  • 14K Real Gold
  • Approx. gram weight: 13g
  • Construction, dimensions and stone details are listed on the product page when applicable.
  • Taxes are calculated at checkout.
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Estimated 4 payments: $579.60 with Shop Pay. Subject to eligibility and approval.
CHAIN LENGTH

22"–24" most popular · Pendant? Go +2"

KARAT

Selected Variant

16 INCHES Gold · 10K

Gram Weight: 13 g

Real 10K/14K Gold + Hallmarked
FedEx to All 50 States
30-Day Returns
Lifetime Warranty

Free FedEx Shipping to All 50 States

Estimated delivery:

Ships from NYC with tracking · FedEx Overnight available at checkout.

Available for pickup at our NYC showroom

Usually ready within 24 hours.

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Eligible customers can choose Affirm or Shop Pay Installments at checkout. Available plans, payment amounts, APR and approval are determined by the selected provider and may vary by order.

Description

10K or 14K tri-color gold XO heart necklace — available in 16, 17, and 18 inches. The XO motif — alternating X and O links in yellow, white, and rose gold — is one of the most recognizable romantic designs in fine gold jewelry. In tri-color 10K or 14K gold, the three tones create visual depth that a single-color chain cannot achieve.

The XO Motif in Gold

The X and O symbols — hugs and kisses — have communicated affection in jewelry for over a century. In tri-color gold, each element of the design catches light differently depending on the gold tone of that link: the yellow gold reads warm, the white gold reads bright, the rose gold reads intimate. The combination creates a necklace that changes appearance as it moves — dynamic in a way that single-color chains are not.

10K or 14K — Which to Choose

10K is harder and more affordable — the right choice for a necklace worn daily without removing it. 14K has a richer tone in all three colors — the right choice for a gift or a piece where the quality of the gold matters as much as the design. Both options are real gold with official hallmark stamps.

The Right Length

At 16 inches, this necklace sits at the collarbone — the classic fine jewelry length for women. At 17 inches, it falls just below the collarbone. At 18 inches, it sits at the upper chest — the most versatile length that works with any neckline. For gifting without knowing the exact preference, 18 inches is the safest choice.

Every Order Includes

  • Real 10K or 14K tri-color gold — hallmark stamped
  • Certificate of authenticity
  • Free insured FedEx shipping to all 50 states
  • Lifetime warranty
  • Layaway available — no credit check required

Call or WhatsApp: +1 (347) 202-4976. English and Spanish. 20 W 47th St, MZ 12, New York, NY 10036 — NYC Diamond District.

Returns & Exchanges


We offer 30-day returns and exchanges for eligible orders. Need help before you buy? Contact a Jewelry Expert for guidance on fit, width, length, or gold purity.

Authenticity & Product Details

Check the product description and selected variant for material or karat, gram weight, dimensions, construction and origin where stated. Gold items are sold as the karat stated on the product page; diamond details apply only when explicitly listed.

View our Gold Authenticity Guarantee. Orders ship from NYC with tracking. Shipping, return and warranty eligibility follows the current store policies for the item and order type.

Construction & Origin

Construction, origin and finish vary by product. Review the product description and selected variant for solid, hollow or semi-solid construction where applicable, plus karat, gram weight, dimensions and origin when stated.

Need help choosing the right width or length?

Need help choosing the right width or length?

Chat with a Jewelry Expert or visit our real showroom in Diamond District NYC.

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Free FedEx Shipping

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Lifetime Warranty & 30-Day Eligible Returns

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FedEx Shipping from NYC with Tracking

Know What You’re Buying

Check the selected variant for exact product details before checkout.

Product-Specific Details

Product-Specific Details

Karat, gram weight, dimensions, construction and stone details are shown only when they apply to this item.

Ships from NYC

Ships from NYC

Orders ship from New York with carrier tracking. Review the current shipping estimate before checkout.

Purchase Protection

Purchase Protection

Eligible orders include 30-day returns and lifetime warranty coverage under the current store policies.

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Selected Variant Details • Gram Weight When Available • Ships from NYC with Tracking • 30-Day Returns on Eligible Orders • Financing Available •

10K & 14K Tri-Color Gold XO Heart Necklace

10K & 14K Tri-Color Gold XO Heart Necklace

20% OFF TODAY